'Childcare - it's a second mortgage'

Everyone knows that having kids can be expensive - new clothes, the latest toys and baby equipment all add up. But it's paying for childcare that really hits parents in the pocket. If both parents go out to work full-time the cost of paying for a day nursery or childminder for just one child can easily add up to £800 per month.
With two children you'll be breaking the £1,000 pain barrier.
It's a wonder anyone goes out to work these days when, as part-time recruitment consultant and mum of two Bethan Gallimore puts it: 'It's a second mortgage.'
Assuming you want to go back to work, your childcare options are limited.